Scared, need advice
I´ve been sick for a week and have been working from home.
One of the things I need to address is my financial situation. I´m a member of DA (Debtors Anonymous) but haven´t been able to go to meetings because of my illness. It´s the Swineflu, by the way.
I contacted my bank about two loans I had frozen. The deadline is the coming November. I contacted the bank by e-mail yesterday to ask them about options and ways of making this loan easier to pay (I mortgaged my house).
They answered back very formally and want multiple dossier from the IRS, last three month´s salary and some other stuff.
I panicked, because usually I walk into the bank, talk to the bank manager and walk out with my problems solved. Not now.
The economy is really bad where I am and banks are reluctant to do anything.
I sent them another e-mail and told them I would not be able to meet the deadline because the doctor told me not to go anywhere until I´m symptom-free for tw days.
They answered: "Don´t worry, get well. Come and see us when you´re feeling better."
I feel really bad about this, I don´t know why. I called a financial advicer who works for the city where I live and she told me there are new regulations for banks, much strickter.
Hope to get some feedback.
Hope all of you are fine.