How procrastination costs you money.
Yesterday I missed a credit card payment by one day. Ding!
they rolled back the late fee but I am sure my interest rate goes up.
Today I got a late notice from the DMV. Because I have not got the registration in for my old clunker that I have procrastinated on selling the fee went from 29 bucks to 89.
I have paid more in registration fees than I will ever get if I sell it.
I sell a homemade product and if I cant get the order out in time I sometimes have to give a discount to make the customer happy.
I procrastinated getting my invoices out and so people are paying me late. My fault and now I may be bouncing my rent check. I have over draft protection but once again I will get dinged.
I feel like I am just scrambling and trying to keep my head above water.